Two-In-One Plan

If during any Period of Insurance an Insured Person shall suffer accidental bodily Injury which shall independently of any other cause result within twenty-four (24) months in death or disablement the Company will pay to the Insured the appropriate Benefit as specified herein.

Schedule of Benefits:


Mortgage Loan Amount Care
The benefit payable for

(a) death
(b) loss of one or more limbs or eyes or loss of both hearing and speech
(c) permanent and total disability from engaging in each and every occupation or employment for which the Insured Person is reasonably qualified by reason of his education training or experience or if the Insured Person has no business or occupation from attending to any duties which would normally be carried out by him in his daily life.


Should be

i) The outstanding balance of the mortgage loan as certified by the Mortgagee in relation to the Property Insured under Section A for the Insured or
ii) Sum Insured under Section A shown in the Schedule or
iii) HKD5,000,000

whichever is the less to the mortgagee